Tivat has three serious segments: Porto Montenegro (apartments €8,000–14,000/m², exclusive frontage on a 450-berth marina anchored by European embassies and the Regent hotel), Lustica Bay (golf-and-marina resort with hotel-branded units, new builds €4,500–7,500/m²) and town centre + Donja Lastva (classic blocks and family houses €2,800–4,200/m²).
Tivat airport connects to 35 European cities directly. Liquidity — Porto Montenegro days-to-sale sit below 90 for well-priced stock, rare on the Adriatic.
Sigma focus: marina-facing units inside Porto Montenegro, Lustica villas with hotel-branded servicing, and a niche of new builds in Donja Lastva that offer a sub-Porto entry price at comparable quality.
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